Last updated: 7th August 2026

By using buyerskeys.co.uk (“the site”), you agree to the following.

What BuyersKeys is

BuyersKeys provides free, informational tools and content to help buyers navigate the UK property-buying process — including affordability estimates, offer strength scoring, and guidance on the stages between offer and completion.

Not regulated advice

Nothing on this site constitutes financial advice, legal advice, surveying advice, or mortgage advice within the meaning of UK financial services regulation. Our tools give general information and illustrative calculations based on the figures you provide and standard assumptions we state on each tool. They do not account for your full personal circumstances.

Founder Ryan Antrobus is a chartered surveyor (MRICS), but content and tools on this site are provided in a general, educational capacity — not as regulated surveying, valuation, or professional advice specific to your property or transaction. For advice tailored to your situation, consult an independent financial adviser, solicitor, or RICS-regulated surveyor.

Accuracy

We aim to keep our tools and figures (such as stamp duty bands, LISA rules, and mortgage assumptions) accurate and up to date, but tax rules, lending criteria, and market conditions change. We do not guarantee that any figure, calculation, or piece of content is complete, current, or error-free. Always verify important figures (especially tax and legal thresholds) independently before making a decision.

No liability

To the fullest extent permitted by law, BuyersKeys and its operator accept no liability for any loss or damage arising from your use of, or reliance on, this site or its tools — including decisions made about buying, offering on, or financing a property.

Referrals

Some pages on this site may recommend or link to third-party solicitors or mortgage brokers. See our Referral Disclosure for how this works and how we’re funded. Referrals are only ever made where we believe they genuinely help you — never based on payment alone.

Intellectual property

The tools, design, and written content on this site belong to BuyersKeys and may not be copied or reproduced without permission, unless you’re just sharing a result or link, which we actively encourage.

Changes

We may update these terms as the site develops. Continued use of the site after changes means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales.

Contact

Questions: ryan@buyerskeys.co.uk