True Cost of Moving — BuyersKeys

Your move

Are you selling a property?

Are you buying a property?

First-time buyer?

Selling costs

Sale price (£)

Estate agent fee (%)

Typical range: 1–2%. Negotiate. Always negotiate.

Solicitor fees — selling (£)

Typically £1,000–£2,000 + VAT

Energy Performance Certificate (£)

Required if you don't have a valid one. ~£60–£120.

Buying costs

Purchase price (£)

Solicitor fees — buying (£)

Typically £1,500–£2,500 + VAT. Includes searches.

Survey type

Full structural recommended for older or unusual properties

Mortgage arrangement fee (£)

Lender product fee — many fee-free products exist. Set to 0 if none.

Mortgage broker fee (£)

Most brokers are free (paid by lender). Some charge £300–£500.

Moving day

Removal costs

Storage costs (£)

If you need to store furniture between moves

Overlap costs — double payments (£)

Months paying both mortgage/rent if move doesn't align perfectly

New home setup

Immediate repairs / decorating (£)

Be honest — most people spend more than they expect

New furniture / appliances (£)

Utility connection / redirection fees (£)

Mail redirection, broadband setup, council tax changes

Total cost of moving

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Enter your details to see the full picture

Selling costs

Estate agent fee—

Solicitor (selling)—

EPC certificate—

Buying costs

Stamp duty—

Solicitor (buying)—

Survey—

Mortgage arrangement fee—

Broker fee—

Moving day

Removal—

Storage—

Overlap costs—

New home setup

Repairs / decorating—

Furniture / appliances—

Utilities / admin—

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For illustrative purposes only. Not financial advice.
Costs vary — always get quotes before committing.
Stamp duty shown is England & Northern Ireland (SDLT). Scotland (LBTT) and Wales (LTT) differ.